The financial services industry today looks very different from its former self. Tasks and transactions that once involved human interaction and paper money have moved into the digital world, and new business models are disrupting the traditionally staid industry. Competition has become fierce, regulatory reform has become constant and the once content customer has developed an entirely new set of needs based on the influence of the anytime, anywhere access provided by the internet. In order to thrive in this changing landscape, financial services firms are under increased pressure to adapt to the rapidly changing business environment, and improve visibility and compliance, all while controlling costs and satisfying customers.