Pricing for merchant services has become extremely competitive in the last few years. Merchant pricing awareness has shifted the market pricing away from complex multi-tiered pricing to simpler “Cost Plus”, “Pass Through” or “Interchange Plus” pricing. Now, Interchange Plus pricing, has become competitive as well with some merchants in competitive markets paying Interchange + 0bps, creating significant margin compression for ISOs and Acquirers.
Breaking Barriers: The Merging of Issuing and Acquiring
