We live in an increasingly connected world. Mobility has allowed us, as consumers, to connect not only with each other, but to services that make our lives easier and more enjoyable, whenever and whereever we choose. In banking, customers want to access their financial lives through a variety of channels, at their convenience, 24/7. Account opening, arguably the most important interaction a bank can have with a consumer, shows the “omni-aspect” of what consumers want.